How it Works

Google Pay supports the following Authorization methods; PAN only and Cryptogram 3Ds. To enable 3Ds on a partner/vendor account and implementation specialists can activate the parameter and allow this verification. However, partners will need to integrate with a 3dS service provider to access the 3Ds data; and authenticate the cardholders before this can be used.

The billing address is not required to create transactions using Google Pay.

Continue Reading: Google Pay Cryptogram